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Horizonte Seguros
Privacy

Privacy Policy

Learn how Horizonte Seguros collects, uses, shares, and protects personal data submitted through our official channels.

Commitment

Protection principles

The values that guide how your personal data is handled in all Horizonte Seguros processes.

  • Transparency
  • Security
  • Purpose
  • Consent
  • Rights
  • Responsibility

Details

What you need to know

Each section explains a key aspect of our privacy policy and data handling.

  • 1. Data collected

    We may collect the following personal data during service and commercial processes:

    • Full name and contact details
    • Product of interest and customer profile
    • Insurable asset data (vehicle, property, etc.)
    • Documents submitted for quotation or claims
  • 2. Purpose

    Data is processed based on the following legitimate purposes:

    • Quotation and commercial support
    • Policy issuance and contract management
    • Claims management and assistance
    • Fraud prevention and legal and regulatory compliance
  • 3. Data sharing

    Data may be shared with strictly necessary partners for:

    • Risk analysis and underwriting
    • Policy issuance and reinsurance
    • Claims management and surveying
    • Legal and regulatory compliance
  • 4. Retention and security

    Data is retained for the time necessary to fulfil stated purposes and meet legal obligations.

    • Technical measures protecting against unauthorised access
    • Administrative controls restricting access
    • Regular review of security policies
  • 5. Data subject's rights

    You can exercise your rights concerning personal data at any time:

    • Request access to stored data
    • Ask for updates or corrections to information
    • Obtain clarification through our official contact channels

Your data is handled with responsibility.

For questions about personal data, contact: directo@horizonteseguros.co.mz.

Last updated: 21 February 2026.

Protect your data

If you have privacy questions or want to exercise your rights, contact us.