Funeral Insurance
Financial and practical support for moments when your family needs focus and peace of mind. This product helps reduce the financial impact of…
Product Overview
Personal Accident
Protection for everyday life, when an accident can disrupt your routine. This insurance helps address the financial consequences of covered accidents, with rules and limits set out in the policy.
Recommended for: Individuals, professionals and families seeking an extra layer of protection for personal emergencies.
Next step: You send initial data via WhatsApp. The team analyses and presents conditions before any purchase.
- Individual protection
- Everyday risk
- Continuous support
1)What this insurance helps protect
Common protection examples for this product. Final conditions depend on the policy chosen.
- Cover for accidental events as provided in the contract.
- Possible lump sums for accidental death or disability, depending on plan.
- Assistance with opening and sending documentation.
- Explanation of financial limits and eligibility conditions.
- Human support for questions before and after purchase.
2)When this product typically makes sense
- Those who depend on their own income to maintain their home.
- Families who want greater financial predictability.
- Professionals with frequent travel routines.
- Those seeking additional cover alongside other policies.
- Read carefully
3)Key points to consider before purchasing
- Illness is not automatically considered an accident.
- Each cover has maximum limits set out in the policy.
- Exclusions may apply for higher-risk activities.
- Claims review depends on the documents provided.
4)What typically influences the price
- Age and risk profile of the policyholder.
- Insured amount contracted.
- Main activity and travel habits.
- Additional covers included in the plan.
5)Documents typically requested
- Valid identification document.
- Contact details and address.
- Basic professional information, when requested.
- Supporting documents according to the review.
6)How the purchase process works
- Describe your profile and routine on official WhatsApp.
- Receive proposal with applicable covers and limits.
- Validate documentation and conditions before signing up.
- Purchase only takes place after document review and formal acceptance of the proposal.
7)How to file a claim
To speed up processing, have these details ready: insurance type, date of occurrence, location and brief description.
- Report the event via the official channel as soon as possible.
- Explain the date, location and context of the accident.
- Send requested reports and supporting documents.
- Monitor updates to your claim process with the team.
8)Quick questions about Personal Accident
Important: contract transparency
This content is informative. Covers, limits, exclusions, waiting periods, excesses and activation rules depend on the proposal, policy and underwriting analysis.
Other Horizonte insurance
Compare with the rest of our portfolio before deciding.
Travel Insurance
Greater security for travel with clarity on the support available at your destination. Travel insurance protects against situations covered in the…
Motor Insurance
Greater confidence to drive with protection suited to your usage profile. This product protects your vehicle against contractually covered events…
Workers' Compensation
An essential insurance to protect employees and support your company's risk management. This product helps your company respond to covered workplace…
