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Horizonte Seguros
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Product Overview

Funeral Insurance

Financial and practical support for moments when your family needs focus and peace of mind. This product helps reduce the financial impact of funeral expenses covered in the policy and provides clarity on next steps.

Recommended for: Families who want to plan protection for unexpected events and avoid financial decisions under pressure.

Next step: You send initial data via WhatsApp. The team analyses and presents conditions before any purchase.

  • Family planning
  • Predictable costs
  • Human support
  1. 1)What this insurance helps protect

    Common protection examples for this product. Final conditions depend on the policy chosen.

    • Cover for funeral expenses as provided for in the policy.
    • Guidance on how to start the claims process in the event of a claim.
    • Choice of plan depending on family profile.
    • Clear information on limits, waiting periods and exclusions that apply.
    • Support via official WhatsApp during your service.
  2. 2)When this product typically makes sense

    • Families with dependants and a tight monthly budget.
    • Those who want to avoid high last-minute costs.
    • Those who prefer to have their process guided by a human team.
    • Those who value clear information before purchasing.
  3. Read carefully

    3)Key points to consider before purchasing

    • Cover values vary depending on the plan you choose.
    • Waiting periods may exist, depending on the policy conditions.
    • Contractual exclusions must be read before signing up.
    • Activation depends on validation of insurer's criteria.
  4. 4)What typically influences the price

    • Age and composition of the household.
    • Insured amount and selected limits.
    • Frequency of payment chosen.
    • Specific conditions of the plan contracted.
  5. 5)Documents typically requested

    • Identification document of the policyholder.
    • Up-to-date contact details.
    • Information on beneficiaries, where applicable.
    • Other documents that the review may request.
  6. 6)How the purchase process works

    • Share your family profile and protection objective on WhatsApp.
    • Receive plan options with clear explanation of costs and conditions.
    • Send documentation for validation and underwriting.
    • Purchase only takes place after document review and formal acceptance of the proposal.
  7. 7)How to file a claim

    To speed up processing, have these details ready: insurance type, date of occurrence, location and brief description.

    • Contact the official WhatsApp as soon as possible.
    • Provide details of the policyholder and the event that occurred.
    • Send the requested documents for review.
    • Monitor the status of your claim with team support.
  8. 8)Quick questions about Funeral Insurance

Important: contract transparency

This content is informative. Covers, limits, exclusions, waiting periods, excesses and activation rules depend on the proposal, policy and underwriting analysis.

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