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Product Overview
Commercial Multirisk
A comprehensive solution to protect your business structure, operations and continuity. This product combines business covers in a single plan, based on mapped risks and contracted conditions.
Recommended for: SMEs and businesses that aim to reduce financial exposure and maintain operational stability in the face of unexpected events.
Next step: You send initial data via WhatsApp. The team analyses and presents conditions before any purchase.
- Operational continuity
- Asset protection
- Centralised management
1)What this insurance helps protect
Common protection examples for this product. Final conditions depend on the policy chosen.
- Covers for assets and operations as per policy.
- Possibility to combine protections based on company activity.
- Guidance on understanding limits, excesses and exclusions.
- Support in the renewal process and plan adjustments.
- Human support for contractual assistance and claims.
2)When this product typically makes sense
- Businesses with significant physical assets.
- Companies with continuous operations and operational risk.
- SMEs wishing to simplify insurance management.
- Organisations that need clear risk visibility.
- Read carefully
3)Key points to consider before purchasing
- Each sector requires specific risk assessment.
- Not all events are automatically covered.
- Insured amounts and limits should reflect company reality.
- Final terms depend on technical underwriting.
4)What typically influences the price
- Type of activity and operational risk level.
- Value of assets and protected infrastructure.
- Location of operations and incident history.
- Additional covers and contracted excesses.
5)Documents typically requested
- Company's legal and tax documentation.
- Description of activity and operational location.
- Survey of main assets to be insured.
- Additional information for technical assessment.
6)How the purchase process works
- Share company data and protection objective.
- Receive a proposal aligned to your business risk profile.
- Validate covers, limits and required documentation.
- Contracting only occurs after document review and formal proposal acceptance.
7)How to file a claim
To speed up processing, have these details ready: insurance type, date of occurrence, location and brief description.
- Report the event via official WhatsApp with initial details.
- Send evidence and requested documentation.
- Follow inspection or technical assessment guidance.
- Track the process centrally with our team.
8)Quick questions about Commercial Multirisk
Important: contract transparency
This content is informative. Covers, limits, exclusions, waiting periods, excesses and activation rules depend on the proposal, policy and underwriting analysis.
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