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Horizonte Seguros
Mozambican family with luggage, heading out on their trip.
Product Overview

Travel Insurance

Greater security for travel with clarity on the support available at your destination. Travel insurance protects against situations covered in the policy during national or international journeys.

Recommended for: Those who travel for leisure, studies or work and want to reduce financial exposure outside their usual routine.

Next step: You send initial data via WhatsApp. The team analyses and presents conditions before any purchase.

  • National travel
  • International travel
  • Transparent terms
  1. 1)What this insurance helps protect

    Common protection examples for this product. Final conditions depend on the policy chosen.

    • Emergency cover for the duration of your trip.
    • Support according to your destination and contracted plan.
    • Clear rules on financial limits per covered event.
    • Help reading the conditions before you travel.
    • Support sending documents in case of an incident.
  2. 2)When this product typically makes sense

    • Family trips with a set budget.
    • Professionals on frequent assignment.
    • Students on temporary mobility.
    • Those who need to meet travel requirements of the destination.
  3. Read carefully

    3)Key points to consider before purchasing

    • Cover depends on correct travel start and end dates.
    • Events outside contracted conditions may not be eligible.
    • Specific activities may require additional cover.
    • Limits and exclusions must be confirmed before issue.
  4. 4)What typically influences the price

    • Destination and duration of the trip.
    • Age of travellers and group profile.
    • Level of cover chosen.
    • Purpose of travel and planned activities.
  5. 5)Documents typically requested

    • Valid identification document.
    • Travel details (destination and dates).
    • Contact of the responsible traveller.
    • Additional information requested during the review.
  6. 6)How the purchase process works

    • Share destination, dates and traveller profile on WhatsApp.
    • Receive proposal with options suited to your route.
    • Validate conditions, limits and necessary documentation.
    • Purchase only takes place after document review and formal acceptance of the proposal.
  7. 7)How to file a claim

    To speed up processing, have these details ready: insurance type, date of occurrence, location and brief description.

    • Contact the official channel and report the incident.
    • Send supporting documents and event evidence.
    • Await validation in line with policy conditions.
    • Follow up on your case via WhatsApp with the team.
  8. 8)Quick questions about Travel Insurance

Important: contract transparency

This content is informative. Covers, limits, exclusions, waiting periods, excesses and activation rules depend on the proposal, policy and underwriting analysis.

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