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Product Overview
Workers' Compensation
An essential insurance to protect employees and support your company's risk management. This product helps your company respond to covered workplace accidents with a structured process and appropriate documentation.
Recommended for: SMEs and businesses that aim to strengthen compliance and protect workers in the course of their professional activities.
Next step: You send initial data via WhatsApp. The team analyses and presents conditions before any purchase.
- Labour compliance
- Team protection
- Risk management
1)What this insurance helps protect
Common protection examples for this product. Final conditions depend on the policy chosen.
- Cover for accidents occurring in a work context.
- Guidance on documentation needed for claims review.
- Claims support with human assistance.
- Plan options suited to your company profile.
- Explanation of limits, exclusions and responsibilities.
2)When this product typically makes sense
- Businesses with operational teams on the ground.
- Companies seeking to meet legal protection requirements.
- Growing SMEs with greater operational exposure.
- Organisations that value close post-sale support.
- Read carefully
3)Key points to consider before purchasing
- Cover depends on the risk category and employee role.
- Events outside the work scope may not be eligible.
- The company must keep employee data up to date.
- Specific conditions vary according to policy clauses.
4)What typically influences the price
- Industry sector and level of occupational risk.
- Number of insured employees.
- Declared payroll and job structure.
- Additional covers selected in the contract.
5)Documents typically requested
- Company legal documentation.
- List of employees to include in the policy.
- Information on activity and main functions.
- Other elements requested during underwriting.
6)How the purchase process works
- Share your company profile and team size on WhatsApp.
- Receive proposal with options and risk assessment.
- Validate contractual conditions and necessary documentation.
- Purchase only takes place after document review and formal acceptance of the proposal.
7)How to file a claim
To speed up processing, have these details ready: insurance type, date of occurrence, location and brief description.
- Report the accident via the official channel with employee identification.
- Send requested reports and supporting documents.
- Follow the claims analysis process with the team.
- Receive guidance on the next administrative steps.
8)Quick questions about Workers' Compensation
Important: contract transparency
This content is informative. Covers, limits, exclusions, waiting periods, excesses and activation rules depend on the proposal, policy and underwriting analysis.
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