The insurance that Mozambique deserves
Most Mozambicans still lack access to insurance that truly works: swift responses, clear language, and fair pricing. Horizonte Seguros was founded to change that. We offer 9 protection products for families and businesses, with human support via WhatsApp and processes tailored to the country's reality, from Maputo to Nampula.
9+
For every need
Products covering everything from family protection to major construction works
100%
Local roots
Capital entirely Mozambican; every metical invested stays in the country
1 channel
Direct WhatsApp
Request a quote, file a claim, or ask questions without leaving your mobile
1 Nation
North to South
Nationwide coverage with expansion to provincial capitals by 2030
What drives us
Quality insurance is a right, not a privilege
In Mozambique, access to insurance is still constrained by complex processes, unclear language, and pricing that doesn't reflect the reality of families. Horizonte Seguros exists to solve these concrete problems, with products designed for the Mozambican context, accessible support, and transparency at every stage.
When we protect a family from the unexpected, when we ensure a business survives a claim, when we make sure a worker has coverage at their workplace, we're directly contributing to a more stable and fairer Mozambique.
Purpose
Every policy we issue is a promise: when the unexpected happens, we'll be there.
That's why we simplify processes, speak our customers' language, and build products that make sense for Mozambique's reality. We don't just sell insurance. We build the confidence that allows people to take risks, invest, and grow knowing they're protected.
Strategy
Where we're headed
Vision
The insurance provider Mozambicans recommend
We want the next time someone in Mozambique thinks about insurance, they think of us—not because we're the largest, but because we best understand local needs, respond fastest, and make the process simplest.
Mission
Make insurance an experience that works
Our mission is to eliminate everything that makes insurance frustrating: bureaucracy, delays, lack of clarity. We build every product, every process, and every interaction so customers feel they have a true partner, not just a contract in a drawer.
What defines us
Our values
These aren't words on a poster. They're criteria we use every day to decide how to treat a customer, resolve a claim, and build our products.
- Transparency
- Responsibility
- Proximity
- Reliability
- Innovation
- Commitment to Mozambique
Discover the right protection for your situation
Tell us what you need to protect—your family, your vehicle, your business, your employees—and we'll recommend the right product, with no pressure and no complications.